Arjun V

About Arjun V

IT Project Manager | Card-Based Payments Specialist | 12+ Years of ExpertiseDynamic and results-oriented IT Project Manager with over 12 years of specialized experience in the card-based payments industry. Proven track record in delivering end-to-end projects involving ACI Base24, ISO 8583 (87, 93) message formats, and a wide range of card schemes, including Visa, MasterCard, and Rupay. Adept at managing the entire project lifecycle, from planning and design to testing, deployment, and post-implementation support.Expert in payment processing systems, with in-depth knowledge of issuing and acquiring concepts across diverse channels such as ATMs, POS, eCommerce, and settlement processes. Committed to driving innovation and efficiency in transaction processing and card management systems.Key Skills and Expertise:•Payments Systems Expertise: Extensive experience with ACI Base24 Classic and ISO 8583 (87, 93) message formats. Strong understanding of card schemes like Visa, MasterCard, and Rupay, including their processes, standards, and transaction workflows.•Project Lifecycle Management: Skilled in conducting feasibility studies, requirement gathering, project planning, and providing support through development, SIT, FT, UAT, regression testing, and implementation phases.•Testing and UAT support: Guide and assist QA teams to efficiently handle diverse testing scenarios by providing clear guidance on test planning, execution strategies, and issue resolution, thereby ensuring alignment with business and technical requirements to optimize testing outcomes.•Card Lifecycle Management: Comprehensive experience in card issuance, personalization, activation, reissuance, and data preparation for secure file transfers and encryption. Proficient in managing vendor certifications for personalization processes.•Transaction Processing: Expertise in ATM and POS (issuing and acquiring transactions), card-not-present (CNP) transactions, EMV (contact and contactless) payments, and advanced tokenization solutions like MDES and VisaNet Tokenization. Hands-on experience with MasterPass and Visa Checkout.•Testing & Certifications: Proficient in Visa (VTS) and MasterCard (MAS, MDFS) test simulation tools. Extensive experience with L3 certifications for Visa, MasterCard, and Rupay, as well as end-to-end testing for NDC (NCR) and DDC (Diebold) terminals.•Reconciliation & Settlement: Skilled in executing 3-way reconciliations using Issuer Switch files, Network files (e.g, Base II files), and Core Banking System (CBS) files to ensure accuracy and compliance.

Experience

1. Senior Manager

   Federal Bank

   Apr 2023 — Present · Kochi, IN

Education

• ICSE & ISC

  Science

• Cochin University of Science and Technology

  Bachelor of Technology (B.Tech.), Computer Science