Arindam Kesh

About Arindam Kesh

SYNOPSIS Delivered on cornerstone risk management projects for some of the topmost global financial services companies having majoroperations in the US, UK and APAC regions. Overall, 11 years of experience with a mix blend of having worked in both consulting and captive centers on projects involving creditrisk management and analytics. Specialized experience in developing regulatory solutions particularly for IFRS9 and IRB models involving Retail (SME) and Corporate(Privately Traded) portfolios through the development of PD, LGD and EAD suite of models to estimate ECL and RWA respectively. Furthermore, experience in validation & monitoring of Regulatory models (Loss: IFRS9 and CCAR/CECL, Revenue: PPNR) as well asbanks’ internal risk scorecard models. Extensive knowledge about back testing and stress testing of regulatory models to assess models’ accuracy and parameter sensitivityto hypothesized changes in the macro environment – baseline, adverse and severe adverse scenarios. Model development of credit and fraud risk scorecard-based models. Design and execution of monitoring strategies for credit and fraud risk management through customized portfolio analytics.

Experience

1. Head - Mrm

   L&T Finance

   Oct 2024 — Present · Mumbai, IN

   Head of Model Risk Management | L&T Finance - Leading the transformation of MRM into a globally benchmarked function, I oversee the risk governance of 50+ models across credit, fraud, marketing, and collections- Entrusted with building a high-performing team and institutionalizing end-to-end model validation for diverse portfolios—Micro Loans, Personal Loans, Auto (TW), Cross sale Loyalty Loans, Farm Equipment Finance, SME, Mortgage & LAP- Bringing deep expertise across traditional and ML-based models (Logistic, Linear Regression, XGBoost), with oversight of IFRS9 ECL model development- As 2nd Line of Defense, MRM also collaborates with Internal Audit to uphold regulatory compliance and best-in-class standards set by RBI.

Education

• Department of Business Economics, University of Delhi

  Master of Business Administration - MBA, Business/Managerial Economics

  2011 — 2013

• Jadavpur University

  BE (Hons), Chemical Engineering

  2006 — 2010

Skills

• Management
• Process Engineering
• C++
• Business Analysis
• Predictive Modeling
• Credit Risk
• Sas
• Financial Analysis
• Data Analysis
• Statistics
• Matlab
• Quantitative Research
• Market Research
• Banking
• Risk Management
• Financial Reporting
• Financial Modeling
• Quantitative Analytics
• Microsoft Office
• Economics
• Knows Stata, Placed in the Score Band 6 of the Cfa Level 1 Exam, June-2012
• Business Analytics
• Sas Programming
• Analysis
• Stata
• Analytics
• Business Strategy
• Chemical Engineering
• Corporate Finance
• Statistical Modeling
• Portfolio Management
• Competitive Analysis