C L Bhardwaj

Deputy Manager PB Classic @ HDFC BANK | NISM V A Certified | IRDAI | MA Economics, PGDCA

Role: Deputy Manager at HDFC Bank
Location: Shimla, HP, IN
LinkedIn followers: 500 followers

About C L Bhardwaj

I am a banking professional with a strong foundation in **core retail branch banking**, currently serving as a **DM Grade Retail Branch Banking – PB Classic** at HDFC Bank, New Shimla branch. With expertise in **portfolio management, customer relationship handling, and financial advisory**, I focus on delivering tailored solutions that enhance client satisfaction and branch performance. My academic journey includes an **MA in Economics**, a **Post Graduate Diploma in Computer Applications (PGDCA)**, and I am currently **pursuing an MBA at Shoolini University, Solan** to further strengthen my strategic and managerial capabilities in the financial services sector. Alongside, I hold professional certifications such as **NISM Series V-A (Mutual Fund Distributors)** and **IRDAI (Insurance)**, equipping me with specialized knowledge in investment and insurance products.**Core Expertise:**- Retail Branch Banking & Portfolio Handling - Customer Relationship Management & Wealth Advisory - Mutual Funds, Insurance & Investment Products - Economics-driven financial analysis - Regulatory Compliance & Risk Management - Computer Applications & Digital Banking Tools I am passionate about combining academic insight, technical skills, and practical banking experience to deliver value-driven financial solutions. My long-term vision is to grow as a versatile leader in the banking and financial services industry, contributing to both organizational success and client prosperity.

Experience

Deputy Manager
HDFC Bank
Feb 2026 — Present

Education

Himachal Pradesh University
One Years Diploma in PGDCA
Himachal Pradesh Board Of School Education (HPBoSE)
12th
Himachal Pradesh University
MA Economics
Himachal Pradesh Board Of School Education (HPBoSE)
10th
Himachal Pradesh University
B.A (Economics Honor’s )

Contact information

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Work email
•••••@hdfc.bank.in
Personal email
•••••@•••••.com
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Current company

HDFC Bank

Banking · 216K employees · Mumbai, Maharashtra, India

HDFC Bank is India's largest private sector bank, offering a comprehensive range of financial products and services to our customer base of over 92 million. Our extensive distribution network of 8,919 branches and 21,031 ATMs across 3,836 cities and towns as of August 2024, reaches every corner of the country, making us accessible to millions. Promoted by Housing Development Finance Corporation (HDFC), India's leading housing finance company, HDFC Bank began operations in 1995 with a simple mission: to be a "World-class Indian Bank". With a single-minded focus on product leadership, customer focus and operational excellence, we have emerged as a leading player in all our business segments. We cater to individuals and businesses, offering a full range of innovative banking solutions including loans, payments, and wealth management. Our business solutions empower companies of all sizes, from MSMEs to large corporations, helping them grow with tailored banking services and financial tools. In 2023, the Bank merged with HDFC Ltd, combining our robust banking services with HDFC Ltd's legacy of leadership in housing finance. This merger enhances our ability to offer home loans and other financial services, ensuring seamless access for customers across urban and rural areas. As a socially responsible corporate citizen, we believe in banking with a purpose. Through our CSR initiative, Parivartan, we actively work to drive positive change across education, healthcare, skills training, and sustainable livelihoods impacting over 10 crore lives across the country. Our commitment to community impact is as strong as our dedication to delivering value to our stakeholders. As we expand, we continue to stay at the forefront of innovation, offering seamless digital banking experiences to enhance the lives of our customers. HDFC Bank prioritises the security of its systems and remains committed to maintaining the confidentiality of its customers' data. As a precaution

hdfc.bank.in

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About C L Bhardwaj

Experience

Deputy Manager

Education

Himachal Pradesh University

Himachal Pradesh Board Of School Education (HPBoSE)

Himachal Pradesh University

Himachal Pradesh Board Of School Education (HPBoSE)

Himachal Pradesh University

Find verified contacts for anyone on LinkedIn