Ari A.
Credit Analyst II - BHG Financial; BSBA Finance Graduate
- Role
- Credit Analyst Ii at BHG Financial
- Location
- North Miami Beach, FL, US
- LinkedIn followers
- 500 followers
About Ari A.
I am a proactive, dedicated, and innovative thinker seeking to enhance my experience and overall skill set.BSBA Finance Graduate
Experience
Credit Analyst Ii
Oct 2025 — Present · FL, US
Risk assessment for high-limit lending ($200K+), ensuring compliance with internal risk policy- In-depth financial analysis of client tax returns (personal and or business), financial statements, credit applications, credit bureau reports, and trade references to conduct thorough research regarding creditworthiness of loan applicants for credit product offerings - Assist in the continuous improvement of credit risk management strategies and processes - Utilize financial models, credit ratios, and credit-scoring systems to assess credit risk, predict potential default, and recommend appropriate loan terms and conditions- Decisioned and underwrote +10K credit applications - Collaborate with loan ocers, portfolio managers, closing professionals, and other teams to gather and review credit application materials- Prepare credit products for auction or sale to institutional investors- Stay updated on industry trends, economic conditions, and regulatory changes that may impact credit risk
Education
UCF College of Business
Bachelor of Business Administration - BBA, Finance
2018 — 2021
University of Central Florida
Bachelor of Business Administration - BBA, Finance
2018 — 2021
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