Aseem Raina
Senior Research Analyst| Credit Risk & Analytics | Ex-IDBI | Bayes Business School,London
- Role
- Credit Analyst at Crisil
- Location
- Mumbai, MH, IN
- LinkedIn followers
- 500 followers
About Aseem Raina
As a Credit Specialist with a strong foundation in commercial lending and financial management, I’m passionate about empowering businesses—ranging from MSMEs to large corporates—through tailored financing strategies. Currently pursuing a Master’s in Business Analytics at Bayes Business School, London, I’m integrating advanced analytics with hands-on experience to drive innovation in the financial landscape.With expertise in financial appraisal, risk assessment, and compliance, I ensure businesses optimize the use of their funding while minimizing risks. From conducting in-depth financial evaluations to managing legal actions on defaults, I drive strategic decisions that foster growth and resilience in today’s fast-evolving financial environment.Let’s connect to explore innovative solutions and opportunities for growth in the dynamic world of finance!
Experience
Credit Analyst
Jul 2025 — Present
Analyzing and managing a corporate loan portfolio for a U.S. regional bank, including credit appraisal, risk monitoring, and ongoing portfolio performance review.
Education
Manipal Academy of Higher Education
Postgraduate diploma in Banking and Finance, Credit Risk
Indian Institute of Banking and Finance
JAIIB, Banking
Hemwati Nandan Bahuguna Garhwal University
BCA, Computer Science
2016 — 2019
Bayes Business School
Master's degree, Business Analytics
Indian Institute of Banking and Finance
CAIIB, Risk Management
Manipal Academy of Higher Education
Master of Business Administration - MBA, Banking and Finance
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