Akash Patel
Commercial Credit Analyst | Supporting Strategic Lending in Aviation | Financial Economics Graduate with a Data-Driven Approach
- Role
- Commercial Credit Analyst at Scope Aircraft Finance
- Location
- Columbus, OH, US
- LinkedIn followers
- 500 followers
About Akash Patel
I’m a Commercial Credit Analyst at Scope Aircraft Finance, supporting the aviation…
Experience
Commercial Credit Analyst
Jun 2022 — Present · Columbus, OH, US
Conduct thorough financial analysis of prospective borrowers to assess creditworthiness and repayment capacity. • Evaluate credit risk profiles and recommend appropriate credit limits, loan terms, and structures based on borrower financials and industry outlook. • Analyze financial statements, cash flow projections, and key performance metrics to determine borrower health and risk exposure. • Assess credit viability of airlines and aviation companies seeking aircraft financing, with a focus on long-term sustainability and strategic fit. • Prepare detailed credit memoranda and present recommendations to management and credit committees for decision-making. • Conduct in-depth market and industry research to identify emerging risks, opportunities, and macroeconomic factors affecting the aviation sector. • Monitor loan performance post-funding, engage with clients on risk indicators, and support proactive resolution of potential issues. • Stay informed on regulatory changes, market shifts, and aviation trends to adapt underwriting practices and support portfolio resilience.
Education
Ohio University
Master's degree, Financial Economics
Ohio University
Bachelor's degree, Aviation/Airway Management and Operations
2016 — 2020
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