Anurag Vaid
Head - Credit Policy, Cross Sell Business @DMI Finance Private Limited
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WORK HISTORY
Head - Credit Policy, Cross Sell Business @DMI Finance Private Limited
Delhi NCR, IN
Credit Policy ownership for Existing to Bank Loans’ business. Responsible for multiple PnL line-items under this line of business2. Loss Forecasting including ECL estimations or Loan Loss Reserves’ Provisions3. End to End Ownership of Service providers’ Network, including Budgeting, Legal Agreement closures, SLA adherence and time-bound accurate Payouts to Solutions partner 4. Regulatory Compliance adherence and Submissions, including partnering with Internal and External Auditors5. Effective feedback and partnership on “New to Bank” customer segment’s Loan business6. Close engagement on DMI’s Mobile App’s Featurization and scale-up across multiple units such as Growth, Tech, Product and Operations
EDUCATION
Delhi University
BIT, Information Technology
Oxford School
High School, Sciences
ABOUT ANURAG VAID
BFSI professional with rich exposure across diverse functions and geographies 6 years with American Express helped imbibe the nuances of best-in-class Customer service and Marketing Campaigns Management 4 years with Citibank India enabled learnings around Unsecured Credit Policy and Analytics Stint with Automated Trading allowed understanding back-testing Trading strategies and an exposure to Equities & Commodities markets ~ 4 Years with Paytm. First assignment demanded deploying & scaling up the KYC infrastructure. 2nd stint @ Paytm was around building lending based on properietary data, including Collections setup. A Two-yr stint with RBL bank’s Credit Cards came with ownership of Credit Policy and Risk management. This was followed by a very interesting 10-Month period, where Co-Founder responsibilities brought time-bound Goals to optimize Supply Chain as well as scaling an efficient Production line July’2022 onwards- An exciting responsibility to deliver Ownership to DMI Consumer Credit business’ Cross-Sell Credit Policy management. Key Interest areas - 1. Creating Excellence for the customer 2. Unsecured Retail & SME Credit 3. Targeted Marketing: Execution & Analytics 4. Operations Management
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