Anurag Rastogi

About Anurag Rastogi

A seasoned payments professional with a passion for driving innovation in digital banking, payments, and financial services through disruptive technologies and exceptional customer experiences.With 15+ years of global product management experience, I have successfully developed and implemented market-leading payment solutions across Africa, the Middle East, and Asia. My expertise lies in launching and scaling digital payment platforms, enabling financial institutions to enhance operational efficiency and customer engagement.Core Expertise Product Development & Management – From incubation to full-scale roll-out Strategy & Business Growth – Data-driven decision-making for product adoption and market expansion New Business & Strategic Partnerships – Expertise in commercial models, competitive pitches, and negotiations Digital Payments & Open Banking – In-depth knowledge of Retail/Corporate Banking, Mobile Financial Services, Open API Banking, and Banking-as-a-Service Entrepreneurial & Organizational Leadership – Managing cross-functional teams across diverse geographiesI thrive in fast-paced, multicultural environments, working closely with C-suite executives to shape and execute strategic initiatives that drive business success.Professional Competencies Product Roadmap & Go-to-Market Strategy UI/UX-Driven Product Launches Business Intelligence & Data Analytics Micro-Payment Aggregation & Omni-Channel Banking Team Leadership & Cross-Functional Collaboration Strong Public Speaking & Communication SkillsI am always open to collaborating on transformative projects that redefine digital financial services. Let’s connect and explore opportunities to shape the future of payments!

Experience

1. Head of Product and Technology

   Hylobiz

   Jan 2020 — Present · Bengaluru, IN

   Co-founder | Head of Product & Technology at Hylobiz (now part of Vayana™ group)At Hylobiz, we are redefining financial services with \"Beyond Banking\" solutions—integrating business operations and financial services through seamless ERP integrations, digital payments, quick settlements, automated reminders, and real-time transaction reconciliation.As the Head of Product & Technology, I lead the design and architecture of a cloud-agnostic, high-performance platform that seamlessly integrates with banks, enterprises, and SMEs. Built on a service-oriented architecture, Hylobiz is engineered for scalability, security, and seamless integrations. Key Technology Innovations at Hylobiz- Service-Oriented Architecture powered by GoLang, PostgreSQL for high performance and scalability- Cloud-Agnostic Infrastructure—deployable on AWS, Azure, Oracle Cloud, ensuring flexibility for partners- Powerful UI/UX workflows across web and mobile apps, offering a seamless digital experience- White-label solutions empowering financial institutions to launch their own digital financial services- API-first approach, enabling plug-and-play embedded finance solutions for seamless banking integrations The Impact-$3 billion+ in transaction value processed and counting- Million+ invoices sent to ensure on-time payments- 40% faster collections with automated SMS, WhatsApp & Email reminders- Global expansion to Middle East, Indonesia, and the US with a growing service suite, including API Marketplace, E-Invoicing, E-Mandates for Direct Debits and Embedded FinanceHylobiz is evolving into a next-generation fintech infrastructure, enabling banks and financial institutions to offer SMEs a super-app experience—powering seamless digital finance at scale.

Education

• Dr. A.P.J. Abdul Kalam Technical University

  in Bachelor of Technology(Hons.), Information & Technology

  2006 — 2010

• Birla School ,Pilani

  Intermediate Examination, Junior High/Intermediate/Middle School Education and Teaching

Skills

• Product Management
• Mobile Devices
• Payments
• Mobile Commerce
• Customer Relationship Management (Crm)
• Mobile Pa
• Business Process
• Strategic Partnerships
• Strategy
• Mobile Payments
• Product Development
• Financial Services
• Business-to-Business (B2b)
• Analytics
• Business Strategy
• Pre-Sales
• Project Management
• Banking
• Team Management
• Financial Inclusion
• Integration
• Oracle
• Mobile Banking
• Requirements Analysis
• Business Analysis
• Branchless Banking
• Business Development
• Vendor Management
• Agency Banking
• Leadership
• Transactional Banking
• Consulting
• Internet Banking
• Business Planning
• Management