Anurag Kumar
IT Consultant & Payments Specialist @Iris Analytics
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WORK HISTORY
IT Consultant & Payments Specialist @Iris Analytics
DE
Orchestrated the deployment of AI-driven fraud detection models for tier-1 European banks, reducing unauthorized transactions by 25% and improving detection accuracy by 40%.• Spearheaded pre-sales architecture and POC execution for the IBM Safer Payments platform, directly contributing to regional market expansion and strategic client acquisition.• Directed the modernization of legacy fraud controls into real-time monitoring environments, enhancing system resilience and reducing fraud-related losses by 25%.• Standardized international partner enablement programs, improving operational adoption and regional delivery efficiency by 20%.
EDUCATION
Savitribai Phule Pune University
Master of Computer Applications - MCA, Computer Science
ABOUT ANURAG KUMAR
Payments are the heartbeat of the modern economy, yet for many global institutions, legacy infrastructure remains a bottleneck to innovation. Over the last 17+ years, I have made it my mission to solve this. I specialize in driving Enterprise-Scale Payments Transformation, bridging the gap between complex legacy systems and the future of secure, real-time and AI-driven financial ecosystems.I operate at the intersection of Product Strategy, Enterprise Architecture and Commercial Outcomes. Whether it’s modernizing a global issuing platform or deploying real-time fraud prevention for a Tier-1 bank, my focus is always on creating scalable infrastructure that drives revenue while mitigating risk- Across my journey with Mastercard, IBM and Wirecard, I have delivered consistent, measurable impact- Commercial Growth: Owned the Western Union platform strategy at Mastercard, driving €5M+ in revenue through targeted service launches in the Middle East- Cost Optimization: Identified product value gaps at Wirecard to architect an in-house ISO 8583 simulator, eliminating €1.25M in annual vendor costs- AI-Driven Security: Governed the deployment of IBM Safer Payments for European banks, increasing fraud detection accuracy by 40%- Regulatory Leadership: Pioneered India’s first IVR-based 3D Secure capability, achieving a full national rollout in just 30 days.Strategic Governance: Stakeholder Management, P&L Ownership, Transformation Programs.Product-Led Strategy: Roadmap Development, Customer Journey Mapping, Platform Vision.Payment Ecosystems: Issuing/Acquiring, ISO 8583 Modernization, Real-Time Payments (RTP).Compliance & Risk: PSD2 (SCA), PCI-DSS, AI-Fraud Mitigation, Scheme Certifications.I am passionate about building the next generation of scalable payment infrastructure. I thrive in multicultural, high-stakes environments where \"no two days are same\". I am always open to connecting with fellow fintech leaders, digital transformation enthusiasts or organizations looking to build the next generation of Global payment systems.Let’s connect to discuss the future of fintech, fraud prevention or digital transformation.
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