Anurag Jain

About Anurag Jain

Chartered Accountant with 24 years of experience; 20+ years of risk, analytics and underwriting of diverse asset categories ranging from Microlending, BNPL, Vehicle Finance, Unsecured Personal and Business Loans, Home and LAP Loans across Consumers and MSMEs with leading NBFCs/Banks/Fintech. Creating/Executing Underwriting Policies for Consumers and MSMEs (secured/unsecured lending) Risk and Portfolio Management –including Through the Door Indicators (TTDs), Early Warning Indicators (EWIs) & Expected Credit Loss (ECL) Development of Machine Learning based Risk and Income Assessment Models Driving Analytics & Digitization of Processes Managing large team comprising of Underwriters, Policy & Risk professional, Data Analysts Technical and legal aspect of the Secured Collateral

Experience

1. Vice President - Policy, Risk & Analytics

   MobiKwik

   May 2021 — Present · Gurugram, IN

Education

• The Institute of Chartered Accountants of India

  CA, Accounting and Finance, Taxation, Corporate Laws

  1997 — 2001

• Delhi University

  Bachelor of Science (B.Sc.), Physics, Mathematics, Chemistry

  1993 — 1996

Skills

• Business Loans
• Financial Services
• Financial Accounting
• Mortgage Lending
• Due Diligence
• Internal Audit
• Business Process Improvement
• Underwriting
• Credit
• Credit Analysis
• Accounting
• Business Relationship Management
• Financial Audits
• Financial Analysis
• Information Management
• Leadership
• Legal Compliance
• Car Loans
• Loans
• Indian Taxation
• Financial Reporting
• Home Equity Loans
• Team Leadership
• Teamwork
• Banking
• Team Management
• Valuation
• Credit Risk