Anurag Gupta
Credit Manager at TATA CAPITAL || Ex- ICICI BANK
- Role
- Credit Manager at Tata Capital
- Location
- Varanasi, IN
- LinkedIn followers
- 500 followers
About Anurag Gupta
Learning curve towards Underwriting of BUSINESS FUNDING,MORTGAGES AND OTHER VARIOUS…
Experience
Credit Manager
Nov 2022 — Present · Varanasi, IN
Conducting personal discussion with applicants to establish credit worthiness and ensure completion of credit/KYC documents and verifying through physical visit in high ticket size cases or as per requirements of policy.¢ Assessment of financial and non-financial documents and effectively monitor the creditworthiness from the pre-sanction to post disbursement phase.¢ Determining eligibility and underwriting the loan proposal as per the laid down policies and procedures.¢ Maintain portfolio MIS, Delinquency MIS and other operations related to MIS of the cluster and regularly reporting the same.¢ Monitoring the Appraisal Process & TAT, thereby ensuring minimum loop holes and proper compliance of policies.¢ Ensuring zero NPA/Delinquency and keeping the other portfolio parameters within the desired level.¢ Skills: Credit Underwriting, Credit Analysis, Business Loan, Mortgage Loan, Process Improvement, Risk Assessment, Team Handling, Co-ordianation with Sales OPS And Credit.¢ Unsecured ticket size is 10 lacs to 90 lacs.
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