Anurag Ashish

About Anurag Ashish

I have passionately driven business growth and expanded asset portfolios while ensuring asset quality remains high, with minimal delinquency and Non-Performing Assets (NPAs). My journey began with a vision to develop and execute growth strategies that would generate multi-billion-dollar revenues and engage stakeholders at every level. I am skilled at identifying new market segments with niche products, I led the charge in enhancing credit operations through innovative fintech solutions. My expertise and insights have not only been recognized but also sought after, as evidenced by my role as a speaker at numerous industry conferences.In my tenure have brought in huge wealth and ultra HNI client. One of my proudest achievements has been establishing strategic partnerships with NBFCs and excelling in credit underwriting for Business Loans and Mortgage Loan clusters. Within the bank\'s retail sales vertical, I spearheaded efforts that resulted in an impressive annual turnover growth from INR 30 Crores to INR Crores. I also successfully scaled our home loan and LAP portfolio team from 30 to 170 members, and significantly increased our car loan channels from INR 15 Crores to INR 600 Crores.Specializing in Retail Lending across urban and semi-urban locations nationwide, I have driven the automation of credit processes through fintech platforms and retail-boosting vendors. My expertise extends to managing co-lending initiatives with NBFCs, seamlessly integrating wholesale banking and CASA operations. This journey has beenmarked by relentless dedication, strategic foresight, and a commitment to excellence in every endeavor.Specialties: Retail Asset Sales & Marketing Compliance & Strategic Management HNI client acquisition and management Wealth Client Relationship Management Fee Income Sales ROI & P&L Accountability Developing & Expanding Vertical Credit Appraisal Business Strategy & Roadmap Turnaround/High-Growth Strategies Vendor Development Budgeting Liability Product Sales Branch Operations Channel Sales Multi-Functional Leadership

Experience

1. VP Retail Business - Mortgages

   Dcb Bank

   Sep 2024 — Present

Education

• Savitribai Phule Pune University

  MBA, Finance & HR

  2007 — 2009

• Sinhgad Institute Of Management

  PGDM, Finance, General

  2007 — 2009

Skills

• Finacle
• Retail Banking
• Banking
• Team Management
• Credit Risk
• Credit
• Branch Banking
• Credit Analysis
• HR-Skill
• Core Banking
• Business Development