Anuj Gupta
SME & Retail Banking Leader | Driving Customer Acquisition, Portfolio Growth & Credit Quality | Building Scalable Lending Businesses through Strong Distribution, Risk Discipline & Data-led Strategy
- Role
- National Business Manager- Business Banking at Saraswat Bank
- Location
- Mumbai, MH, IN
- LinkedIn followers
- 500 followers
About Anuj Gupta
Banking, at its core, is about trust, growth, and enabling businesses to scale.With 25+ years of experience across MSME, Business Banking, Retail and Wealth segments, I have focused on building lending businesses that balance customer acquisition, portfolio growth and strong credit discipline.My journey has provided deep exposure to SME and EXIM financing, HNI & NRI portfolio management, branch banking, distribution leadership and customer experience. I have led large teams and distribution networks, driving market expansion, cross-sell strategies and sustainable revenue growth while maintaining strong asset quality.What excites me most is building scalable businesses — whether through stronger distribution, sharper risk frameworks, or leveraging data and partnerships to unlock new growth opportunities.I strongly believe the future of banking will be shaped by customer-centricity, data-led decision making and responsible credit delivery, and I remain passionate about building teams and platforms that deliver sustainable growth and long-term customer value.
Experience
National Business Manager- Business Banking
Jan 2025 — Present · Mumbai, IN
Driving the MSME business with full P&L ownership, shaping growth strategy while ensuring portfolio quality and sustainable scale.2. Leading large, multi-channel teams and strategic partnerships to accelerate disbursements, deepen customer relationships, and drive cross-sell opportunities.3. Building innovative MSME lending solutions by integrating product innovation, risk intelligence, and digital transformation to enhance access to credit.
Education
Institute For Technology and Management
PGDBA, Finance
1999 — 2001
Skills
- Team Management
- Management
- Business Development
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