Antimbala Patel

Credit Manager (Retail Agri Credit) at HDFC Bank

Role: Credit Manager (Retail Agri Credit) at HDFC Bank
Location: Pune, IN
LinkedIn followers: 500 followers

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Experience

Credit Manager (Retail Agri Credit)
HDFC Bank
May 2015 — Present · Pune, IN
o Retail Agri Credit and Underwriting, working capital and term loan assessment for agri-business proposals.o underwriting for agri-business proposals of Agri based firms(Poultry, nursery, Dairy, Food processing etc) companies, and progressive farmers under Kisan Gold Card, Agri based and commercial loans under tractor and group loans under SLI.o evaluation of customer credit worthiness by analyzing financial and technical documents during proposal assessment o Portfolio analysis with respect to delinquency/losses/fraud on the portfolio by monitoring flow rates and net credit losseso Extensive co-ordinations, collaboration and stakeholder management with cross functional teams, collection agencies, credit reporting agencies and sales department to ensure target deliveryo Data quality and process management leading to increased efficiency of operationso Maintain the corporate credit policyo Client\'s farm and business premises visit to evaluate creditworthinesso Periodic credit review reporting and share insights with managements- disbursement, recovery and productivity

Education

National Institute of Agricultural Extension Management,Hyderabad
PGDM(ABM)
2013 — 2015
Navsari Agricultural University,Gujarat
Bachelor of Science (BSc)
2009 — 2013

Skills

English
Team Leadership
Microsoft Excel
Social Media
Microsoft Word
Event Management
Public Speaking
Research
Marketing Research
Powerpoint
Agribusiness
Dance
Agriculture
Group Work
Teamwork

Contact information

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Work email
•••••@hdfc.bank.in
Personal email
•••••@•••••.com
Direct dial
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Current company

HDFC Bank

Banking · 216K employees · Mumbai, Maharashtra, India

HDFC Bank is India's largest private sector bank, offering a comprehensive range of financial products and services to our customer base of over 92 million. Our extensive distribution network of 8,919 branches and 21,031 ATMs across 3,836 cities and towns as of August 2024, reaches every corner of the country, making us accessible to millions. Promoted by Housing Development Finance Corporation (HDFC), India's leading housing finance company, HDFC Bank began operations in 1995 with a simple mission: to be a "World-class Indian Bank". With a single-minded focus on product leadership, customer focus and operational excellence, we have emerged as a leading player in all our business segments. We cater to individuals and businesses, offering a full range of innovative banking solutions including loans, payments, and wealth management. Our business solutions empower companies of all sizes, from MSMEs to large corporations, helping them grow with tailored banking services and financial tools. In 2023, the Bank merged with HDFC Ltd, combining our robust banking services with HDFC Ltd's legacy of leadership in housing finance. This merger enhances our ability to offer home loans and other financial services, ensuring seamless access for customers across urban and rural areas. As a socially responsible corporate citizen, we believe in banking with a purpose. Through our CSR initiative, Parivartan, we actively work to drive positive change across education, healthcare, skills training, and sustainable livelihoods impacting over 10 crore lives across the country. Our commitment to community impact is as strong as our dedication to delivering value to our stakeholders. As we expand, we continue to stay at the forefront of innovation, offering seamless digital banking experiences to enhance the lives of our customers. HDFC Bank prioritises the security of its systems and remains committed to maintaining the confidentiality of its customers' data. As a precaution

hdfc.bank.in

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Experience

Credit Manager (Retail Agri Credit)

Education

National Institute of Agricultural Extension Management,Hyderabad

Navsari Agricultural University,Gujarat

Skills

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