Anna Jacob
Credit Manager at Tata Capital Housing Finance Ltd | MBA graduate
- Role
- Credit Manager at Tata Capital
- Location
- Chennai, IN
- LinkedIn followers
- 500 followers
About Anna Jacob
Tata Capital Housing Finance Ltd relies on expertise in credit underwriting, financial analysis, and regulatory compliance to streamline loan processing and ensure alignment with RBI norms. The role involves leading branch credit operations, coordinating with risk, legal, and technical teams, and maintaining audit integrity to support sound decision-making. An MBA graduate from IBS Hyderabad with a background in Physics from St. Xavier\'s College, this professional integrates technical tools like Power BI and Excel with analytical capabilities to enhance reporting and operational efficiency. Motivated to contribute to financial market innovation and risk management.
Experience
Credit Manager
May 2023 — Present · Chennai, IN
Independently underwrite and process loan applications by evaluating financial statements, tax returns, and legal documentation to assess client creditworthiness and ensure regulatory compliance. Conduct comprehensive financial analysis, including cash flow forecasting, ratio analysis, and risk metrics review to support sound credit decisions aligned with RBI norms and internal policies. Lead end-to-end credit operations for the branch, maintaining strict adherence to audit controls while coordinating with risk, legal, and technical teams for timely decision-making. Participate in internal audits and ensure data integrity across reporting systems to support regulatory compliance and performance-based reporting. Drive process improvements and quality assurance reviews to enhance operational efficiency.
Education
IBS Hyderabad
Master of Business Administration - MBA
2021 — 2023
St. Xavier's College
Bachelor's degree, Physics
2017 — 2020
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