Ankur Bansal

About Ankur Bansal

Senior business leader with 10+ yrs experience in building and scaling regulated consumer fintech businesses across lending, payments and banking. Proven track record of taking products from 0 → 1 and into growth phase with full P&L ownership, capital & risk accountability and deep regulatory engagement. Experienced in making high consequence decisions under constrained environments balancing growth with resilience and leading cross-functional teams across product, risk, operations and partnerships. Ankur is currently leading the Lending Business at Fi Money, one of the leading B2C Neobanks in India. Responsible for P&L, Growth, Partnership strategy, Resource planning, OKR delivery and navigating regulatory landscape. Before this he was working as a Deputy General Manager for the bill payments business primarily focusing on NPCI\'s Bharat Bill Payment System (BBPS) platform. He was driving efforts on GTM, business structuring, revenue maximization and cost optimization. Previously, he led the central team for Paytm\'s corporate solutions business focusing on product development, acquisition and growth of corporate payments and banking services. He was the head of the Placement Committee at S.P. Jain Institute of Management and Research (SPJIMR) and interned with Mahindra\'s group strategy office as a part of the autumn internship program. Prior to MBA, he worked with Nestlé as an Energy Engineer and has experience in Energy Management, Maintenance Strategy and Project Management. He completed his engineering degree from Delhi College of Engineering with a specialization in Mechanical Engineering.

Experience

1. Senior Director & Bu Head - Lending

   Fi

   Dec 2021 — Present · Bengaluru, IN

   Built and led Fi’s lending business with end to end ownership of P&L, platform strategy, capital strategy and org design- Designed and governed multiple risk-return models spanning partner-led and own-book, considering capital allocation, portfolio health and regulatory posture; driving sustained margins- Capitalised and operationalised in-house NBFC within 6 months of license approval. Profitable with <1% NPA- Built and governed strategic lender ecosystem (10+ banks and NBFCs) using partnerships as a core business lever to diversify capital, manage risk exposure, extend underwriting reach and mitigate concentration risk

Education

• SPJIMR SP Jain Institute of Management & Research

  Master of Business Administration (M.B.A.), Business Administration and Management, General

  2015 — 2017

• St. Andrews Scot Senior Secondary School

  Science

  1995 — 2008

• Delhi College of Engineering

  B.E, Mechanical Engineering

  2008 — 2012

Skills

• Engineering
• Team Management
• Management
• Project Management
• Supply Chain Management
• Microsoft Office
• Manufacturing
• C
• Lean Manufacturing
• Microsoft Excel
• Matlab
• Factory
• Six Sigma
• Project Planning
• Leadership
• Business Strategy