Ankit Patel

About Ankit Patel

I am a Data Scientist (Analytic Science - Scientist I at FICO) with 2+ years of experience building machine learning models and optimization solutions that drive measurable business impact. My work spans predictive modeling, credit risk modeling, optimization, and time-series forecasting, with hands-on expertise across the end-to-end model development lifecycle.At FICO, I have delivered solutions that strengthened risk decisioning and improved financial outcomes for global clients, including:• Developed and deployed multi-region behaviour and collection scorecards to improve risk prediction accuracy and help issuers strengthen credit portfolio quality.• Designed and deployed a two-stage recovery model, improving net recovery efficiency by 7%.• Built take-up, prepayment, and pricing optimization models to help clients reduce prepayment risk and make smarter revenue decisions.• Developed deposit price optimization frameworks that balance profitability with customer elasticity.• Built time-series demand forecasting solutions (ARIMA, SARIMA, RNN, LSTM, GRU) to improve supply chain planning and operational efficiency.I hold a Master’s degree from IIT Kharagpur (CGPA: 9.22/10) with a strong background in statistics, optimization, and operations research-skills that form the foundation of my analytical approach.Core Skills:• Machine Learning & Deep Learning: Scikit-learn, PyTorch, TensorFlow• Predictive Modeling & Risk Analytics• Time-Series Forecasting & Demand Modeling• Data Analysis & Visualization: Python, R, SQL, Tableau• Optimization & Operations Research• Cloud & MLOps: AWS, MLflow, Git, Jenkins• Big Data: PySparkI am passionate about using data-driven insights to solve complex business problems and am always open to impactful opportunities in data science, risk analytics, and optimization.

Experience

1. Analytic Science - Scientist i

   FICO

   Oct 2025 — Present · Bengaluru, IN

   Developed and implemented multi-region behaviour and collection scorecards, enhancing risk prediction performance and supporting issuers in strengthening credit portfolio quality.

Education

• Indian Institute of Technology, Kharagpur

  Master of Technology - MTech, Industrial Engineering

• Dr. Balasaheb Sawant Konkan Krishi Vidyaapeeth,(former Konkan Krishi Vidyapeeth) Ratnagiri

  Bachelor of Technology - BTech, Agricultural Engineering