Anjali Arora

Finance Professional | Credit & Recovery Specialist | Aspiring Risk Analyst

Role
Associate Debt Manager - Credit Card Flows at IDFC FIRST Bank
Location
Jaipur, RJ, IN
LinkedIn followers
500 followers

About Anjali Arora

Results-driven banking professional with experience in managing unsecured credit card portfolios and previous expertise in Loan Against Property (LAP) collections. Skilled in financial data analysis, MS Excel, and regulatory compliance. Adept at optimizing portfolio performance, ensuring adherence to policies, and mitigating risk. Seeking opportunities in compliance, credit risk, or portfolio management.

Experience

  1. Associate Debt Manager - Credit Card Flows

    IDFC FIRST Bank

    Jul 2025 — Present · Jaipur, IN

    Manage end-to-end recovery process for delinquent credit card accounts in early and late buckets, ensuring compliance with RBI and bank guidelines.Monitor portfolio trends, identify high-risk accounts, and implement targeted recovery strategies to reduce delinquencies.Coordinate with tele-calling teams, field executives, and outsourced agencies to maximize resolution rates.Negotiate settlements, payment plans, and restructuring options with customers to facilitate repayment.Maintain accurate recovery records and prepare MIS reports for management review.Achieved consistent improvement in recovery efficiency and portfolio health.

Education

  • University of Rajasthan

    Bachelor of Commerce - BCom

    2019 — 2021

  • University of Rajasthan

    Master of commerce

    2023

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Anjali Arora — Associate Debt Manager - Credit Card Flows at IDFC FIRST Bank in Jaipur, RJ, IN | Unifers