Anishek Kamal

About Anishek Kamal

Most people don’t struggle with debt because they’re careless.They struggle because the system is confusing.I know that firsthand.A few years ago, I was carrying in debt across student loans, credit cards, a car loan, and a personal loan.On paper, I was doing everything right. Paying on time. Staying “responsible.”And still, nothing moved.What I lacked wasn’t discipline.It was clarity.I tried budgeting apps, spreadsheets, and advice that sounded good but didn’t tell me what to do next. Everything showed numbers. Nothing showed direction.So I built my own system.I tracked decisions instead of just balances.I modeled payoff paths.I focused on interest, behavior, and tradeoffs.That shift helped me save thousands in interest and regain control years earlier than I thought possible.Debtzero is built from that experience.Today, I’m building tools that replace confusion with clarity and stress with control. Not dashboards. Not motivation. Just a clear understanding of what matters next.Before this, I spent over a decade building data and AI products at Microsoft and across startups. I’ve seen how good systems reduce cognitive load and help people make better decisions under pressure.That’s the lens I bring to money.I write here about:What debt really costs beyond numbersWhy smart people still struggleHow systems shape behavior more than willpowerMy goal is simple:Make financial progress feel understandable, human, and achievable.Along the way, I mentor technologists and founders who are building from zero and learning in public.If something here resonates, feel free to reach out. a••••••••@gmail.com

Experience

1. Angel Squad Member

   Hustle Fund

   Oct 2023 — Present

Education

• Jagannath University, Jaipur

  Bachelor’s Degree, Computer Science

• Quantic School of Business and Technology

  Executive MBA, Business Administration and Management, General