Anirudh Deshpande
Credit Analyst | Credit Risk | Underwriting | Financial & Credit Analysis | Loan Evaluation | Portfolio & Risk Management
- Role
- Credit Analyst at Nsmk
- Location
- Pune, MH, IN
- LinkedIn followers
- 500 followers
About Anirudh Deshpande
As a Credit Analyst at NSMK, a sister concern of Walkfin, I specialize in evaluating creditworthiness, managing risk, and ensuring regulatory compliance to support sound lending decisions. With an MBA in Finance, I bring a strong foundation in financial analysis, risk assessment, and credit evaluation—transforming complex financial data into clear, actionable insights that strengthen decision-making and portfolio quality.Beyond core credit analysis, I leverage my expertise in Excel and Power BI to build impactful MIS reports and dashboards, enabling transparency and efficiency across teams. Collaboration is central to my approach, ensuring that processes remain streamlined while balancing risk with opportunity. My professional journey reflects a commitment to precision, compliance, and innovation in the fintech and financial services space.
Experience
Credit Analyst
Sep 2025 — Present · Pune, IN
As a Credit Underwriter at NSMK Investments Pvt. Ltd, I specialize in assessing and structuring credit proposals for SME and MSME borrowers under Business Loan and Supply Chain Finance programs.My core responsibilities include detailed financial analysis, credit risk evaluation, and decision-making support to ensure sound and compliant lending practices.Key Responsibilities:Assess borrower financials (Balance Sheets, ITRs, GST, Banking) to determine repayment capacity and risk profile.Evaluate CIBIL reports, credit behavior, and overall leverage levels.Structure loan proposals based on client requirements and company policy.Perform cash flow and ratio analysis to assess business sustainability.Prepare credit appraisal notes and recommend appropriate exposure levels.
Education
Unique Institutes of management
Master of Business Administration - MBA, Finance
Lal Bhadur Shashtri mahavidhyalay ,Dharmabad
Bachelor of Commerce - BCom
Lal Bahadur Shastri Mahavidyalaya, Dharmabad
12th, PCM
Hutatma Pansare High School,Dharmabad
10th, General Studies
2014 — 2015
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