Anirban Sharma

About Anirban Sharma

My journey in finance has been shaped by impactful roles at Crisil Limited and M&G Global…

Experience

1. Credit Risk Analyst

   Crisil

   Sep 2024 — Present · Gurugram, IN

   At Crisil Ltd, I was responsible for conducting comprehensive credit assessments of corporate and financial entities by analysing lending applications, financial statements, and market data to evaluate borrower creditworthiness and repayment capacity. I regularly monitored portfolio exposures, flagged early warning signals, and recommended proactive measures for risk mitigation, including restructurings and remedial actions. I independently assessed client risk profiles in line with internal credit policies and regulatory standards, balancing commercial considerations with sound risk judgment. My role demanded close coordination with internal stakeholders including ratings, research, and compliance teams to ensure robust credit decisions and smooth implementation of revised credit frameworks. I frequently contributed to the refinement of credit processes and control mechanisms, supported policy transitions, and handled escalations requiring evaluative judgment. My experience in interpreting financials, identifying sector-level risks, and working with tools like Excel and internal scoring models has equipped me to make informed, policy-aligned lending decisions in high-pressure environments, while fostering cross-team impact and strong governance.

Education

• KV NEIST(RRL), JORHAT

  Science

  2003 — 2014

• N. L. Dalmia Institute of Management Studies and Research

  PGDM, Finance

• Ganpat University

  Bachelor of Technology - BTech, Computer Science Engineering

  2015 — 2019