Anil Kumar Gullapalli

Experience

1. Credit Risk Manager

   Kotak Mahindra Bank

   Jun 2018 — Present

   Draft credit risk policies, procedures and manuals for new branch in DIFC in line with the DFSA Risk Management framework, Head Office guidelines and industry best practices to ensure that all risks affecting the business are identified, analysed, recorded and mitigated.Review and approve all GCC credit applications in CIB as member of the credit committee. Approve waivers, extensions and deviations. Be the second line of defence for the LOB on all risk matters. Institute and ensure effectiveness of controls and processes meet all internal policies and regulatory requirements/expectations.Ensure that the GCC portfolio is in line with the ECL, RAROC, VaR and Beta and analyse the risk-reward profile of the transaction. Ensure that the credit risks are mitigated & risk management controls and framework is in place for the bank’s business and operating environment.Define and monitor credit risk appetite framework in alignment with board policies. Take ownership of credit policies and framework and ensure compliance with DFSA regulatory requirements (Basel IFRS 9, CR-G-14).Produce research on industry risk reports, country risk reports, product analysis papers for the GCC market. Coordinate, generate and maintain research reports, presentations and databases.

Education

• Indian Institute of Management, Calcutta

  PGDM, Finance, General

  2006

• Osmania University

  Bachelor of Commerce, Accounting and Finance

  1998