Andy Elberson

About Andy Elberson

Dynamic and results-driven Territory Sales Manager responsible for leading a focused, high performing team, while cultivating relationships with prospective clients, and delivering tailored merchant services and point of sale solutions to meet unique business needs.

Experience

1. Loan Specialist

   UMortgage

   Sep 2024 — Present · Philadelphia, PA, US

   As a Loan Specialist, I guide clients through the full loan process—from initial consultation to closing—ensuring smooth, compliant, and timely financing. I specialize in identifying suitable loan products, preparing documentation, and working closely with underwriters and clients to achieve successful outcomes.Key Responsibilities:• Spearheaded the management of a high-volume loan pipeline, driving timely submissions and ensuring compliance with lending standards.• Conducted comprehensive pre-approval consultations, equipping clients with tailored financial insights and empowering them to make confident decisions.• Proactively identified and resolved documentation issues, minimizing processing delays and enhancing overall loan accuracy.• Collaborated seamlessly with Loan Officers, clients, and internal teams to streamline communication and ensure operational efficiency, consistently meeting and exceeding Service Level Agreements (SLAs).Skills & Tools:•Encompass, ARIVE, DU/LP, FHA Connection, VA WebLGY•Credit analysis, income calculation, DTI/LTV structuring•Regulatory compliance (TRID, RESPA, ECOA)•Strong communication and problem-solving under pressure

Education

• Rowan College at Gloucester County

  Business Administration and Management, General

Skills

• Leadership
• Retail
• Customer Relations
• Customer Retention
• Microsoft Office
• Sales
• Customer Service
• Retail Banking
• Customer Satisfaction
• Communication
• Microsoft Word
• Time Management
• Real Estate Transactions
• Team Leadership
• Outlook
• Inventory Management
• Teamwork
• Consumer Lending