Andy Brock

Product 3-d Secure & Fido @Outseer

Glasgow, GB
MOBILE NUMBERS
+91 *********19

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WORK HISTORY

May 2024 — Present

Product 3-d Secure & Fido @Outseer

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Own the 3-D Secure ACS and FIDO authentication products, the supporting applications and roadmap to allow our customers to stay compliant, safely use exemptions and deliver the best UX if cardholders are challenged.Other highlights include introducing behavioural biometrics as an authentication factor, representing Outseer on EMVCos Board of Advisors and Technical meetings.

EDUCATION

2000 — 2001

University of Strathclyde

MSC (Distinction), Business Information Technology Systems (BITS)

1995 — 1999

The University of Edinburgh

BSc (Hons) 2ii, Chemistry

SKILLS

PricingCredit RiskRiskFinanceStakeholder ManagementCredit CardsFinancial RiskAnalysisCredit AnalysisCardsRisk ManagementRetail BankingCommercial BankingCreditPaymentsFinancial ServicesStrategyFraudPortfolio Management

ABOUT ANDY BROCK

Fraud and commercial consultant with 20 years of retail banking and payments experience across Processing and Issuer environments in the UK and Europe. Recognised expert in 3-D Secure, Fraud, and PSD2 Strong Customer Authentication (SCA), with a track record of shaping product strategy and driving development within SAFe Agile frameworks. Continually engages with clients and stakeholders in pre-sales and solution design, influencing adoption and delivering measurable improvements in fraud prevention and customer authentication. Skilled at bridging technical and commercial perspectives to deliver innovative, compliant, and revenue-driving solutions.

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Andy Brock — Product 3-d Secure & Fido at Outseer in Glasgow, GB | Unifers