Andrew Carter

Credit Director @Virgin Money

Sheffield, GB
MOBILE NUMBERS
+91 *********19

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WORK HISTORY

Mar 2021 — Present

Credit Director @Virgin Money

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Leeds, GB

Credit Decisioning, including assessment and control of credit risk, in relation predominantly to the lending assets of the larger Commercial/SME/Corporate & Structured Finance/Agricultural segments of customer banking.

EDUCATION

1990 — 1994

Sheffield Hallam University

Associate of the Chartered Institute of Bankers, Financial Services

1994 — 1996

Sheffield Hallam University

Bachelor of Arts with Honours (BA Hons), Financial Services

1989 — 1990

Rotherham College of Arts & Technology

Foundation Certificate in Financial Services, Financial Services

SKILLS

Commercial BankingRelationship ManagementFundingCredit ManagementCommercial LendingBusiness Relationship ManagementFinancial ServicesFinancial RegulationRetail BankingMember of MensaCredit AnalysisCredit RiskCreditCorporate FinanceAsset Based LendingBankingRisk ManagementPortfolio ManagementLoansAgricultural Business CreditPeople ManagementFinancial Risk

ABOUT ANDREW CARTER

35 years Banking experience with the last 30 years in Commercial Relationship Management and Credit Decisioning.Personal Account: any view expressed are my own and not those of Virgin Money (or previously Clydesdale & Yorkshire Bank)

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Andrew Carter — Credit Director at Virgin Money in Sheffield, GB | Unifers