Anchal Agarwal

Assistant Manager -ii- Central Monitoring Unit @Utkarsh Small Finance Bank

Varanasi, UP, IN
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WORK HISTORY

Jun 2022 — Present

Assistant Manager -ii- Central Monitoring Unit @Utkarsh Small Finance Bank

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Varanasi, IN

Led the creation of the annual operations budget for FY26, aligning with strategic business goals.2. Designed vendor analysis frameworks, reducing reporting time by 20%.3. Increased decision-making efficiency by 70% through analytical reporting of a monthly disbursement portfolio through MDO report.4. Served as Audit SPOC, achieving 100% timely closure of 200+ audit observations.5. Delivered system transformation projects, including post-disbursement document automation, reducing manual errors by 40%.Certified in AML & KYC, Project Management, and Data Analysis, with strong expertise in stakeholder engagement, risk management, and compliance automation. Passionate about leveraging data and technology to transform financial operations and support strategic growth.

EDUCATION

N/A

Lucknow University, Lucknow

Master of Business Administration - MBA, Finance and Financial Management Services

2017 — 2020

University of Lucknow

Bachelor of Commerce - BCom, Finance and Financial Management Services

ABOUT ANCHAL AGARWAL

At Utkarsh Small Finance Bank, Deputy Manager with 3.9 years of experience in financial…

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Anchal Agarwal — Assistant Manager -ii- Central Monitoring Unit at Utkarsh Small Finance Bank in Varanasi, UP, IN | Unifers