Alan Nava

About Alan Nava

I am a results-driven Commercial Real Estate (CRE) Analyst with a strong foundation in finance and a focus on high-impact transactions. Throughout my career at JPMorgan Chase and PNC, I have successfully closed over $2B in CRE, NMTC, and Multi-family loans, managing complex deals ranging from $5M to over $200M.My expertise lies at the intersection of financial underwriting and data-driven decision-making. I specialize in:Financial Analysis & Modeling: Developing complex models to provide property/portfolio insights and performing deep-dive cash flow and market analysis.Loan Lifecycle Management: Navigating the end-to-end process from initial sizing and due diligence to funding draws, risk management, and credit approval.Process Optimization: Leveraging advanced Excel (Macros, Pivot Tables, V-Lookups) and SAP to streamline document processing and financial reporting.Beyond the technicals, I bring a unique perspective shaped by over a decade of leadership at a family business, where I managed bookkeeping, payroll, and a team of 30. This experience instilled in me a \"problem-solver\" mindset and a commitment to building lasting client relationships.I hold a BBA in Finance and advanced my technical toolkit through obtaining an MBA in Data Analytics at Texas A&M University-Corpus Christi. I am bilingual (English/Spanish) and thrive in high-pressure environments where clear communication and strategic thinking are paramount.Core Competencies:CRE & Multi-family Underwriting | NMTC | Financial Modeling | Risk Management | Due Diligence | Data Analytics | Portfolio Performance | Relationship Management

Experience

1. Nmtc Htc Cib Cre Commercial Banking

   JPMorganChase

   Feb 2024 — Present · Dallas-Fort Worth, TX, US

   Complete due diligence, Calculate and fund draws and new construction draws,document processing and financial/statistical analysis in support of the underwritingfunction• Assist in preparation of business case for credit approval.• Working knowledge of commercial construction loan disbursements, project accounting,risk management, and loan documentation• Developed and maintained complex financial models to provide insights intoproperty/portfolio performance.• Assist in the underwriting process by ensuring the accuracy and/or completeness ofrelevant information and documents• Manage Letters of Credit monitoring and servicing; Calculate interest manually and billaccordingly(ACBS)• Process payments and advances accurately and timely, also manage commercialconstruction loan disbursements and project accounting.• Interpret legal documentation related to community development real estate transactions.• Service Letters of Credit and perform manual interest billing.• Interact with insurance companies and monitor insurance requirements.• Review title endorsements and reconcile bank-controlled reserve accounts.• Process client rate elections and maintain electronic and hard copy files.

Education

• Paris Junior College

  Associate's degree, Accounting and Finance

  2012 — 2014

• Texas A&M University-Corpus Christi

  Master of Business Administration - MBA, Data Analytics

• University of Texas at Tyler

  Bachelor of Business Administration - BBA, Finance

  2018 — 2020