Anand Pawar
Credit analyst at HDFC Bank, Pune
- Role
- Manager at HDFC Bank
- Location
- Pune, MH, IN
- LinkedIn followers
- 500 followers
About Anand Pawar
Analytical and detail-oriented finance professional with 4+ years of experience in credit underwriting, financial analysis, and risk control at HDFC Bank. Proven expertise in analysing borrower data, and optimizing credit processes using tools like SQL, Power BI. Adept at collaborating with cross-functional teams to gather requirements, build dashboards, and deliver insights. Currently transitioning into Business Analyst roles to leverage strong domain knowledge, stakeholder management, and data-driven problem-solving.
Experience
Manager
Aug 2022 — Present · Pune, IN
Assessed retail loan proposals using risk scoring models based on bureau data, banking patterns, and land valuation ensuring data-backed underwriting aligned with credit policy.Collaborated with internal (risk, legal, operations) and external stakeholder to ensure smooth creditprocessing reducing turnaround time (TAT) and improving proposal approval quality.Data driven decision making by analysing customer financials, industry trends, and risk factors to assesscreditworthinessHands-on experience with systems like Finacle, Flexcube, LOS (Loan Origination System), and Excel for data modelling.Interpreted complex credit proposals and created detailed financial summaries and reports for decisionmaking, akin to writing BRDs/FSDs.
Education
Maharashtra Institute of Technology
Bachelor of Engineering - BE
2013 — 2018
Indira Institute of Management, Pune (MBA)
Master of Business Administration - MBA
2020 — 2022
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