Anand Kumar

Experience

1. Data Scientist

   Wells Fargo

   Nov 2022 — Present

   Built credit risk scoring models with Random Forest, Gradient Boosting, and regression.Developed fraud detection pipelines with anomaly detection and clustering methods.Conducted customer segmentation (K-Means, clustering) for product targeting.Applied time-series forecasting (ARIMA, Prophet) to predict loan defaults.Built recommendation engines for cross-selling credit and deposit products.Automated ML deployment pipelines with AWS SageMaker and Azure ML.Integrated ML models with CRM systems for fraud investigators and managers.Applied explainable AI (SHAP, LIME) to meet regulatory transparency requirements.Partnered with compliance to deliver dashboards and reports for regulators.Engineered production ML features from diverse banking datasets.Conducted A/B testing on financial product offers to measure adoption.Built customer lifetime value models to support marketing strategies.Designed drift detection pipelines for monitoring ML model performance.Partnered with finance teams to integrate predictive analytics into capital planning.Delivered executive dashboards and presentations summarizing ML-driven insights.

Education

• Christian Brothers University

  Master's degree