Anand Karunakaran

About Anand Karunakaran

With over 31 years of experience in financial services, currently serving as Senior Director of Backend Operations at Worldline, contributing to the development and optimization of payment and card processing systems. Responsible for leading backend operations, credit card issuance, merchant acquiring, and payment reconciliation functions with a focus on accuracy, security, and operational efficiency. At Worldline, collaborates with teams to deliver tailored payment and reconciliation solutions while managing User Acceptance Testing (UAT) to reduce operational risks and enhance service quality. Leveraging expertise in payment card processing and operations optimization, ensures scalable, client-focused solutions that meet the evolving demands of the financial services landscape.

Experience

1. Senior Director-backend Operations

   Worldline

   Jul 2023 — Present · Mumbai, IN

   In my role at Worldline, I spearheaded backend operations, focusing on credit card issuance and merchant acquiring. I ensured high standards of accuracy and security while overseeing payment processing and reconciliation. My efforts in managing User Acceptance Testing (UAT) significantly reduced operational risks and improved service quality.

Education

• University of Mumbai

  Bachleor of Commerece, accounts and economics

  1989 — 1994

• Fatima Devi English High School

  SSC, High School/Secondary Diplomas and Certificates

  1977 — 1989

Skills

• Banking
• Risk Management
• Team Management
• Governance
• Mis
• Process Improvement
• Analysis
• Vendor Management
• Relationship Management
• Outsourcing
• Strategy
• Mergers & Acquisitions
• Credit Risk
• Business Analysis
• Credit Cards
• Financial Risk
• Customer Relationship Management (Crm)
• Cross-Functional Team Leadership
• Financial Services
• Crm
• Payments
• Credit
• Analytics
• Business Strategy
• Retail Banking
• Business Process
• Training
• Business Development
• Leadership
• Management
• Operations Management