Anand Darak

About Anand Darak

My fascination with finance and even data analytics began with a simple piggy bank. Now, as a Master\'s candidate in Finance at the University of Mumbai with a specific background in Commerce and Chartered Accountancy, I have developed a strong skill set that includes financial analysis, data analysis, and equity research.I have done my graduation in commerce and law. Further, I have a chartered accountancy background and completed 3 years of internship in a CA firm. There I gained knowledge about Income Tax, GST, Auditing, and Accounting.With a passion for finance and taxation, I am excited to apply my expertise to make meaningful contributions to the success and growth of the organization I become a part of.

Experience

1. Assistant Credit Manager

   Sammaan Capital Limited

   Apr 2025 — Present · Mumbai, IN

   Analyzed & evaluated Home loan and LAP proposals, supporting credit decisions in line with internal risk policies.•Conducted financial statement analysis, income assessment, and cash-flow evaluation for self employed non professional and self-employed professional borrowers.•Assisted in credit underwriting by verifying KYC, income documents, bank statements, and repayment capacity.•Identified credit risks and policy deviations, contributing to improved loan approval quality and risk mitigation.•Coordinated with sales & operations teams to ensure timely and compliant loan processing.

Education

• Smt. Kesharbai Lahoti Mahavidyalaya, Amravati

  Diploma in Taxation, Taxation

• Institute of Chartered Accountants of India

  CPT (CA-Foundation)

• Dr. Panjabrao Deshmukh Law College , Morshi Road .

  Bachelor of Laws - LLB, Law

• Bharati Vidyapeeth University Institute of Management and Research (BVIMR)

  Master of Business Administration - MBA, Finance

• Smt. Kesharbai Lahoti Mahavidyalaya, Amravati

  Bachelor of Commerce - BCom, Accounting