Amruta Paithanpagare
Lead Risk Coordinator @PayPal
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WORK HISTORY
Lead Risk Coordinator @PayPal
Bengaluru, IN
Analyze merchant transaction data, chargebacks, disputes, and fraud trendsIdentify patterns in high-risk merchant behaviorMonitor portfolio risk performance metricsPerform root cause analysis on lossesAssist in developing risk policies and controlsSupport underwriting decision frameworksRecommend mitigation actions (reserves, limits, monitoring rules)Evaluate impact of risk rule changesGather requirements from Risk, Compliance, and Product teamsTranslate business needs into functional specifications
EDUCATION
Savitribai Phule Pune University
Bachelor of Engineering (BEng), Electronics and telecommunication
Indira Institute of Management Pune
Master of Business Administration (M.B.A.), Finance
SKILLS
ABOUT AMRUTA PAITHANPAGARE
Strong finance professional with Master of business Administration (MBA) and earned CFA level I certification. A result oriented professional experience of 10+ years across multiple organizations in credit analysis and business analysis. Experience in financial analysis, accounting and valuation Knowledge of corporate finance, credit and banking products, risk assessment and comprehensive understanding of debt transaction cycle,merchant risk analysis Competencies: CreditUnderwriting,Credit Risk analysis,Credit Approval,Business Analysis, Research, Report building, financial market, equity, fixed income, corporate finance, Valuation, Banking, Merchant Risk Analytics, Fraud Trend AnalysisBusiness Requirement Gathering, Data-Driven Decision Making, Portfolio Monitoring, Stakeholder communicationBusiness documentation, Attention to detail, Structured thinking, SQL (mandatory in most companies)Advanced Excel, Tableau / Power BI, Data visualization, Basic understanding of Python (preferred)Knowledge of payments lifecycle
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