Amrita Karthik

About Amrita Karthik

Technology Leader providing e2e enterprise-level business transformation & IT strategy for business growth. With my 2 decades plus strong experince in Global Banking Technology and Governance keen aspirant for appropriate leadership and board level contribution across Industry. Looking for cross pollination opportunites across industry domains.Expert in exercising thought leadership, driving innovation, business target operating models and technology integration for Cross Domain Banking programs using frontier technologies – Artificial Intelligence (AI/ML), BIG Data, Block Chain, Enterprise Data WH, Cloud technologySuccessfully launched innovative banking products transforming business processes globally – AI/ML Predictive Analysis Client Obsession system, NPA Predictive Risk Analytics Mosaic Big Data system UPI- fast payments, GIFT CITY- trade system, EDPMS Trading suite, Swift, NACH, NG RTGS, Cloud Migration for Depository Services, NSE now Notis Trading Systems Migration to SaaS Change Landscape Accelerator, enhancing organizational processes through initiatives geared towards lowering risk, heightening productivity (increased product revenue 10X, volumes across banking products 1200X)Seasoned Product Owner defining Global User Journeys, Process framework, Strategy RoadmapInsightful expertise in portfolio management using Agile, Safe & Waterfall methodologies Managed enterprise level ‘RUN the Bank technology’ for Corporate Institutional, Retail and Wealth domains covering various CIO functions Stakeholder management in complex Leadership structures to determine IT budget and goals, providing short- and long-term strategic plansEffective Risk Governance, Identification, Root Cause Analyzer, Escalation diffuser, Fraud and Control executionerContinuously improved operations/processes to support the bank processes through product categories catering Digital Channels, Payment Processing, Core Banking, AML, KYC, applicationsTechnology (Infrastructure & Application Solutions) deployment @ Banks Direct Banking Channels for Corporate, Financial Markets, Wealth domainsSRE providing BAU support to business covering matrix-based 400+ applications hosted across globeResponsible for IT Audit and compliance, including security audits, vulnerability assessment, penetration test, forensics, audit investigation, BCPPeople Manager build agile high performing multi-cultural teams entailing from size of 3 to 250+Agile scrum teams across global geographiesManaged BCP critical during 2006 Mumbai attacks,COVID pandemicCoach and Mentor

Experience

1. VP Digital Banking (Private Banking and Wealth Management)

   Citi India

   Aug 2021 — Present · Mumbai, IN

   I am responsible for designing cross domain digital banking solutions for Private Banking and Wealth Management Banking domainsExpanding my work domain to managing Global Technology Relationship across Citi\'s Pvt Bank Markets in NAM, LATAM, WaWWorking as Sr Solutions lead for Joint Venture Program addressing consolidation of Private Banking and Wealth Management technologies Orchestrating benefits from designing and implementing advanced analytics (AML) Client Obsession System across Global PBWM businessSet up cross functional, cross domain team for Real Time Monitoring Client Obsession System Defining product vision, User Journey, roadmap and growth opportunities for customer and end user stakeholdersGlobal Digital Banking Portfolio Management for Global Wealth businessStrategized plans for performance improvement for end to end global digital dashboard through optimizing API’sConsolidated Risk exposure for high net worth clients and managed Business Continuity Migration Program for APACCollaborating with Technology and Engineering teams across service lines, defining product strategies, enhancing velocity of products by leveraging cloud platform and reuse Performing hiring, staffing to maintain a diverse workforce and ensuring effective performance management plan for the team membersSet up Core Global Business Analytics vertical at PBWMT.Implemented Continuity of Business in line with current geo-political situation

Education

• Welingkar Institute of Management

  Master of Business Administration - MBA, Masters in Management Studies

  1998 — 2000

• Watumull Institute Of Electronic Engineering And Computer Technology

  Bachelor of Technology - BTech

  1994 — 1997