Amrit Chahil

About Amrit Chahil

I\'m a Product Manager with 6+ years of experience at AWS Payments, where I\'ve built my career solving complex problems at the intersection of payments, data, and global scale. I specialize in optimizing payment processing costs, managing relationships with processors like Stripe and Adyen, and ensuring financial accuracy for millions of transactions.I am the Product Lead for four critical domains: Payment Processing & Infrastructure, Payment Security, International Expansion, and Financial Data Reporting. I\'ve built ML-powered systems that reduced chargebacks by $39MM, launched payment capabilities across multiple countries, and ensured SOX compliance for systems processing 4M+ invoices monthly.What drives me is the opportunity to work on problems that have real business impact at massive scale. Whether it\'s using machine learning to predict fraud, navigating complex regulatory requirements across different countries, or optimizing payment routing to balance cost and customer experience, I\'m energized by challenges that require both technical depth and strategic thinking.

Experience

1. Senior Product Manager - Technical, Payments

   Amazon Web Services (AWS)

   Aug 2022 — Present · Seattle, WA, US

   Payment Processing & Infrastructure: Manage payment processing across AWS Cloud and Marketplace with multiple payment service and 3DS providers; responsible for partner selection, contracting, integration requirements, and optimizing routing decisions to balance cost, authorization rates, and customer experience across 200+ countries• Payment Security: Lead payment security initiatives; built Dynamic 3DS, an ML-powered authentication system that reduced chargebacks by $39MM USD by challenging only 0.02% of risky customers and created reusable plugin for future local entity rollouts• International Expansion: Drive Seller of Record launches from Payments perspective across new local entities including Indonesia, Mexico, Taiwan, South Korea, and Japan; developed country-specific payment strategies addressing local regulations (MFA compliance), tax requirements (CFDI, withholding tax), and preferred payment methods including RuPay and Virtual Bank Accounts• Financial Data Reporting (FDR): Own system processing 4M+ invoices monthly, ensuring payment systems and accounting teams have the same view of financial obligations; built automated reconciliation controls reducing audit variance analysis to near-zero while maintaining SOX compliance

Education

• University of Guelph

  Master of Business Administration (M.B.A.), Sustainable Commerce

  2017 — 2019

• The University of British Columbia

  Business Analysis Certificate

  2012 — 2015