Amol Nikam

Credit Manager | Risk Analysis & Portfolio Management | Helping Businesses Grow Responsibly

Role: Branch Credit Manager at IDFC FIRST Bharat Ltd
Location: Aurangabad, MH, IN
LinkedIn followers: 500 followers

Finance & AccountingView LinkedIn profile

About Amol Nikam

I am a dedicated Credit Professional with over 7 years of experience in retail and…

Experience

Branch Credit Manager
IDFC FIRST Bharat Ltd
Sep 2024 — Present · Aurangabad, IN
Managing loan underwriting for Unsecured Business, Personal, and Commercial Vehicle loans.Conducting PDs, financial viability checks, and credit assessments.Training sales teams on credit policy and improving TAT for sanctioning.Maintaining strong portfolio quality and supporting audit compliance.

Skills

Software Documentation
Negotiation
Document Processing
Account Management
Management
Software Project Management
Strategic Planning
Accounting
Microsoft Office
Banking
Team Management
Project Management
Financial Accounting
Microsoft Excel
Communication
Research

Contact information

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Work email
•••••@idfcbharat.com
Personal email
•••••@•••••.com
Direct dial
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Current company

IDFC FIRST Bharat Ltd

Banking · 6.2K employees · Founded 1986 · Trichy, Tamilnadu, India

IDFC FIRST Bharat Limited, is a wholly owned subsidiary company of IDFC FIRST Bank. The company acts as a Business Correspondent for IDFC FIRST Bank by offering variety of Loan Products like Group Loans, Micro Enterprise Loans, Micro Housing Loans, Two-Wheeler Loans, Commercial Vehicle Loans, Consumer Durable Loans, Gold Loans, Housing Loans, Loan against property, Tractor Loans, Insurance and is adding more to this. The company operates in 11 States serving more than 3.5 million Households through a team of more than 14800 employees. With a wide spectrum of financial products, IDFC FIRST Bharat Limited not only aims at achieving the economic sustainability of its members, but also facilitates holistic empowerment of women and their families on social and cultural fronts. The company is now scaling up the operational regions and also diversifying the portfolio in both secured and unsecured products adopting unique digital avenues.

idfcbharat.com

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About Amol Nikam

Experience

Branch Credit Manager

Skills

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