Amit Raghuvanshi

Audit Manager @Utkarsh Small Finance Bank

Agra, UP, IN
MOBILE NUMBERS
+91 *********19

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WORK HISTORY

Oct 2025 — Present

Audit Manager @Utkarsh Small Finance Bank

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Varanasi, IN

Lead and manage a team of auditors responsible for auditing asset products and Banking Correspondent (BC) partners involved in inclusive banking operations-Plan, execute, and review end-to-end audits covering loan origination, disbursement, documentation, collections, and portfolio quality-Ensure regulatory compliance, adherence to internal policies, and alignment with KYC/AML norms across BC partner operations-Identify process gaps, control weaknesses, and fraud risks, and drive corrective and preventive actions to reduce repeat audit observations-Review audit reports, validate field findings, and present actionable insights to senior management-Conduct team mentoring, performance monitoring, and quality assurance to strengthen audit effectiveness and consistency-Coordinate with business, operations, and compliance teams to support sustainable growth in asset and inclusive banking portfolios.

EDUCATION

1998 — 2001

Agra University

Bachelor; B.B.A; Dr. B.R.A, Business Administration

1998 — 2001

Academy of Management (Agra University)

B.B.A., Business Administration

N/A

Indian Institute of Banking & Finance (IIBF)

Certification in KYC/AML (IIBF)

2014 — 2016

Indira Gandhi National Open University

Master in Rural Development ( ), Rural Development

SKILLS

Branch ManagementRetail BankingMisBusiness DevelopmentWealth ManagementRelationship ManagementBankingMutual FundsRisk ManagementTeam ManagementCross SellingCommercial BankingTrade FinanceEquitiesInsurancePortfolio ManagementBranch BankingCredit RiskBancassuranceCapital MarketsCredit

ABOUT AMIT RAGHUVANSHI

Experienced banking professional with a demonstrated track record of over 15 years in ensuring operational excellence, regulatory compliance, and customer-centric service delivery across multiple branches. Currently working as Regional Manager – Process & Quality, overseeing audit, review, and branch operations monitoring to maintain high standards of performance and compliance.

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Amit Raghuvanshi — Audit Manager at Utkarsh Small Finance Bank in Agra, UP, IN | Unifers