Amit Sharma

About Amit Sharma

I am a dedicated mortgage professional with 7+ years of experience across the US and AUS mortgage lifecycle. Having worked with leading organizations such as Genpact, Infosys, and currently WNS Global Services, I bring strong expertise in Loan Origination, Underwriting, Servicing, and Loss Mitigation.I believe in focused hard work, continuous learning, and delivering high-quality, compliant results. My goal is to contribute meaningfully to organizational growth while advancing my skills in the mortgage domain.Current Role Manager – US Mortgage (Loss Mitigation, Servicing & Underwriting)WNS Global Services, Gurugram | Since September 2025 In my current role, I manage Retail & Residential Loan workflows within US Mortgage – Servicing & Underwriting. My responsibilities include:Key ResponsibilitiesVerifying a wide range of borrower documents includingDCLC – Loan ProcessorWNS – CapgeminiRole SummaryHandling end-to-end DCLC (Direct Consumer Lending Center) loan processing for client responsible for document validation, underwriting stipulation management, branch and RM coordination, and ensuring loans progress smoothly from application stage to final review and closing using APPRO and Image Grabber systems.Key Responsibilities & Document Verification (Top to Bottom)Loan & System HandlingCommunication & CoordinationCoordinated with branches, Relationship Managers (RMs), and internal teams via email and MS Teams.Shared regular loan status updates, pending document lists, and expected timelines.Addressed discrepancies and rework requests to ensure underwriting compliance.Final Review & Closing SupportEnsured all income, asset, property, insurance, and title stipulations were satisfied and marked Green.Prepared loan files for final review and closing, ensuring audit readiness and compliance with US banking standards.Leadership & Process OwnershipSupporting team members with document review guidance and quality checks.Helping stabilize the DCLC process by reducing rework, improving turnaround time, and maintaining strong client satisfaction.One-Line Impact Statement (Optional – Resume Highlight)End-to-end DCLC Loan Processor with strong expertise in US banking document verification, underwriting stipulation management, and loan movement to final closing for client.

Experience

1. Senior Analyst

   WNS

   Sep 2025 — Present · Gurugram, IN

   WNS – CapgeminiDCLC – Loan Processor (Client)Role SummaryHandling end-to-end DCLC (Direct Consumer Lending Center) loan processing for client responsible for document validation, underwriting stipulation management, branch and RM coordination, and ensuring loans progress smoothly from application stage to final review and closing.Key Responsibilities & Document Verification (Top to Bottom)Loan & System HandlingIncome Document VerificationW2 Forms:Paystubs:SSA / SSI Income:Asset & Funds Verification(DP / Dept Paid):Insurance & Property Related DocumentsHOI (Home Owner Insurance):HOA (Home Owner Association):Property Valuation ReviewAVM (Automated Value Model):Desktop Appraisal:Appraisal Report:Verified appraised value, property condition,Tax & Government RecordsPayoff & Liability ReviewPayoff Statements:Title ReviewTitle Reports (Data Trace / Source PointsCommunication & CoordinationCoordinated with branches, Relationship Managers (RMs), and internal teams via email and MS Teams.Shared regular loan status updates, pending document lists, and expected timelines.Addressed discrepancies and rework requests to ensure underwriting compliance.Final Review & Closing SupportEnsured all income, asset, property, insurance, and title stipulations were satisfied and marked Green.Prepared loan files for final review and closing, ensuring audit readiness and compliance with US banking standards.Leadership & Process OwnershipSupporting team members with document review guidance and quality checks.Helping stabilize the DCLC process by reducing rework, improving turnaround time, and maintaining strong client satisfaction.End-to-end DCLC Loan Processor with strong expertise in US banking document verification, underwriting stipulation management, and loan movement to final closing for client

Education

• University of Rajasthan

  Master's degree, Political Science and Government