Amita Choudhary Agarwal
Payments Strategy Product COO Office Capital Markets @RBC Capital Markets
Signup · Get unlimited contacts
WORK HISTORY
Payments Strategy Product COO Office Capital Markets @RBC Capital Markets
Leading product strategy and platform evolution for institutional cross-border payments within Capital Markets.• Driving ISO 20022 MT→MX migration across SWIFT corridors• Enhancing transparency and resiliency for high-value cross-border flows• Aligning product roadmap with regulatory transformation mandates• Partnering with Treasury, Risk, Compliance, and Engineering to reduce FX settlement exposure and improve operational scalability• Automating legacy workflows to increase straight-through processing and enterprise audit traceability
EDUCATION
Northwestern University - Kellogg School of Management
Executive MBA
SKILLS
ABOUT AMITA CHOUDHARY AGARWAL
Product Executive with 15+ years of global experience building and scaling real-time, cross-border, and digital payment platforms across North America, APAC, and EMEA.I have owned product vision, roadmap, and P&L for multi-million-dollar payment portfolios spanning real-time rails, digital receivables, embedded finance, and institutional cross-border infrastructure. My work sits at the intersection of product strategy, regulatory complexity, and scalable platform design.At Citi, I led North America Emerging Payments & Digital Receivables, driving commercialization and growth across RTP, FedNow, Interac, and Zelle while migrating enterprise clients to a cloud-based 24/7 payments platform. I partnered with engineering, risk, and go-to-market teams to embed fraud controls, strengthen resiliency, and scale digital adoption.Currently at Royal Bank of Canada Capital Markets, I lead cross-border payments product strategy and ISO 20022 transformation, modernizing high-value institutional flows and enhancing operational scalability.I build product organizations that- Translate regulatory complexity into competitive advantage- Align platform architecture with revenue strategy- Scale securely across markets- Deliver measurable commercial growthPRODUCT LEADERSHIP HIGHLIGHTS• Owned full product lifecycle: vision, roadmap, pricing, commercialization, and P&L• Built and scaled real-time payment capabilities across US & Canada• Launched 0→1 digital receivables and embedded payment solutions• Partnered with engineering on cloud-native platform modernization• Represented organization in industry regulatory and real-time payment forums• Led cross-functional product squads across NA, APAC, and EMEA• Integrated fraud prevention and risk controls into real-time payment designKellogg Executive MBA | PMP | SAFe Product LeaderBoard-ready product executive focused on next-generation payments infrastructure and embedded finance innovation.
This profile is compiled from publicly available professional sources. Unifers is not affiliated with or endorsed by LinkedIn. Request removal of this profile.