Amit Sarda

Head of Finance (CA/CS)

Role: Head of Finance at KarmaLifeAI
Location: Bengaluru, KA, IN
LinkedIn followers: 500 followers

Finance & AccountingView LinkedIn profile

About Amit Sarda

Seasoned CA & CS professional with over 14 years of progressive experience spanning…

Experience

Head of Finance
KarmaLifeAI
Feb 2023 — Present · Bengaluru, IN

Education

Rairangpur College
Bachelor of Commerce (B.Com.)
The Institute of Company Secretaries of India
Company Secretary, Compliance
2012
The Institute of Chartered Accountants of India
Chartered Accountant, Finance & Accounts
2011

Skills

Analysis
Financial Reporting
Finance
Risk Management
Sarbanes-Oxley Act
Strategic Financial Planning
Business Analysis
Variance Analysis
Consolidation
Financial Modeling
Forecasting
Managerial Finance
Sap
Financial Analysis
Corporate Finance

Contact information

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Work email
•••••@karmalife.ai
Personal email
•••••@•••••.com
Direct dial
+•• ••• ••• ••••

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Current company

KarmaLifeAI

Financial Services · 79 employees · Founded 2020 · Bangalore, Karnataka, India

As the largest EWA player in India, we are the pioneers of an ecosystem that can impact millions of lives. Studies by BCG have suggested that in 2020-21, 77 lakh (7.7 million) workers will be engaged in the gig economy and this workforce is expected to expand to 20+ crore (200+ M) workers by 2029-30. Owing to the dependence of Indian business on gig workers, the pressure on this community is very high. Therefore, creating sustainable livelihood opportunities for lower-income workers is essential. A study that we did in 2022, confirms that despite making up 85% of the Indian workforce, gig workers in India have irregular cash flows, and any sudden expenditure can upset their financial stability. We use data points to understand and underwrite gig workers based on their current behaviour and not their financial histories. This also goes well with the company’s tech-driven approach instead of a transaction-driven one. As a starting point, we offer Earned Wage Access (EWA) — a financial product that gives people access to a portion of their earnings any time before payday. It focuses on providing a small-ticket credit linked to future earnings. Hence, we are not only helping gig workers with access to financial products more easily but also more responsibly. We work with EWA or earnings -linked credit, and other small-ticket, short-term credit products to resolve the "month end" crisis for the sector. This allows users to flexibly borrow money during medical and other unforeseen emergencies more easily. We are working to build a sustainable future for the gig economy. Recognising the massive potential and pain points of the gig and blue collar economy, we share the enthusiasm of all stakeholders working to help it grow and improve its wellbeing. The employer par also extends services to users through partnerships with employers and aggregators of gig workers with its plug-and-play platform, which integrates with most HR management systems in minimal set up time

karmalife.ai

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About Amit Sarda

Experience

Head of Finance

Education

Rairangpur College

The Institute of Company Secretaries of India

The Institute of Chartered Accountants of India

Skills

Find verified contacts for anyone on LinkedIn