Amit S.

Chief Risk Officer (CRO) @Toyota Financial Services India

Bengaluru, KA, IN
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WORK HISTORY

Oct 2021 — Present

Chief Risk Officer (CRO) @Toyota Financial Services India

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Bengaluru, IN

Represented in Board-level Risk Committee meetings, presenting enterprise-wide risk reviews and portfolio stress-test results.Acted as primary liaison with Central Banks, ensuring smooth regulatory inspections, compliance with ICAAP, Basel IFRS9, and evolving supervisory requirements.Partnered with Board and executive management to align risk appetite with strategic growth, particularly in SME & retail lending.Led risk transformation, integrating credit scoring and digital fraud prevention tools into lending operations.Strengthened governance and compliance frameworks, enabling business growth while ensuring regulatory confidence.

EDUCATION

1995 — 1997

IBS Hyderabad

PGDM, Finance

1989 — 1993

G. B. Pant University Of Agriculture & Technology

B Tech., Electrical Engineering

1993 — 1994

Indian Institute of Technology, Roorkee

PGDIM, Management

1995 — 1997

ICFAI University

MBA / CFA, Finance

ABOUT AMIT S.

Senior Risk Executive with over 25 years’ experience in enterprise risk, credit, and…

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Amit S. — Chief Risk Officer (CRO) at Toyota Financial Services India in Bengaluru, KA, IN | Unifers