Amit Raj

Credit & Risk Leader | 12+ Years in Retail Lending | Cluster Credit Manager at IDFC First Bharat Ltd | Driving Quality Credit, Risk Control & Team Leadership.

Role: Cluster Credit Manager at IDFC FIRST Bharat Ltd
Location: Patna, BR, IN
LinkedIn followers: 500 followers

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About Amit Raj

Credit & Risk Professional | 12+ Years | Affordable Housing | LAP | MSME Loans I’m…

Experience

Cluster Credit Manager
IDFC FIRST Bharat Ltd
Apr 2024 — Present · Patna, IN
I’m a Credit & Risk professional with over 12 years of experience in retail lending. Currently serving as a Cluster Credit Manager at IDFC First Bharat Ltd (a wholly-owned subsidiary of IDFC First Bank Ltd), I lead a team of 10+ underwriters across 10 branches in Bihar, driving quality credit decisions, portfolio health, and policy adherence.

Contact information

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•••••@idfcbharat.com
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Current company

IDFC FIRST Bharat Ltd

Banking · 6.2K employees · Founded 1986 · Trichy, Tamilnadu, India

IDFC FIRST Bharat Limited, is a wholly owned subsidiary company of IDFC FIRST Bank. The company acts as a Business Correspondent for IDFC FIRST Bank by offering variety of Loan Products like Group Loans, Micro Enterprise Loans, Micro Housing Loans, Two-Wheeler Loans, Commercial Vehicle Loans, Consumer Durable Loans, Gold Loans, Housing Loans, Loan against property, Tractor Loans, Insurance and is adding more to this. The company operates in 11 States serving more than 3.5 million Households through a team of more than 14800 employees. With a wide spectrum of financial products, IDFC FIRST Bharat Limited not only aims at achieving the economic sustainability of its members, but also facilitates holistic empowerment of women and their families on social and cultural fronts. The company is now scaling up the operational regions and also diversifying the portfolio in both secured and unsecured products adopting unique digital avenues.

idfcbharat.com

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