Amit Kaduskar

About Amit Kaduskar

I am a success-oriented and accomplished senior banking professional with over 25 years of progressive experience at Axis Bank, spanning Currency Chest Operations, Branch Management, Cash Management, Regulatory Compliance, and Retail Banking Operations. Throughout my career, I have managed large-scale, high-value cash operations across multiple regions, led multi-branch networks, and consistently ensured 100% adherence to RBI guidelines and internal governance standards.Currently, I have been heading Currency Chest operations, overseeing end-to-end cash management for a large network of branches, coordinating closely with RBI and inter-bank partners, and ensuring accurate vault management, clean note policy implementation, and audit readiness. I take pride in driving process improvements and vendor optimizations that have delivered sustained cost reductions while improving operational efficiency and risk control.As a former Branch Head and Cluster Leader, I have successfully driven CASA growth, strengthened client relationships, and led teams of up to 70 employees in high-volume metro environments. I am known for building high-performing teams, fostering a culture of compliance and accountability, and delivering consistent business results across retail, SME, agri, forex, and asset verticals.With strong leadership training from institutions such as IIT Bombay, ISB Hyderabad, and IIM Ahmedabad, I bring a balanced blend of strategic thinking, operational excellence, and people leadership, and I remain committed to driving sustainable growth and robust governance in dynamic banking environments.+91••••••••60 | a••••••••@yahoo.co.in

Experience

1. Vice President - Retail Operations

   Axis Bank

   Jul 2023 — Present

   I managed end-to-end Currency Chest operations for 88 branches, ensuring compliant cash handling and accurate vault management. I liaised with the RBI for fresh currency supply, soiled note remittances, and timely regulatory submissions, while also coordinating with inter-bank Currency Chests to streamline currency diversions. I monitored branch CRL limits and ensured timely cash pickups to prevent breaches, allocated fresh cash for bulk customer requirements and Co-operative Banks, and oversaw sorting operations to eliminate discrepancies, shortages, and counterfeit note issues.

Education

• BMCC Ltd

  Bachelor of Commerce

• Borough of Manhattan Community College

  High School Diploma

• Abhinav Vidyalaya English Medium School

  SSC, High School/Secondary Diplomas and Certificates

• Savitribai Phule Pune University

  Master of Business Administration (MBA), Finance, General

  1996 — 1998

• Centre For Management Research and Development

  Master of Business Administration - MBA, Banking and Financial Support Services

  1996 — 1998

• CMRD Software Solutions Pvt Ltd

  Master of Business Administration, Finance, General

• Abhinav Vidyalay

  High School Diploma

Skills

• Retail Banking
• Relationship Management
• Credit
• Finacle
• Commercial Banking
• Business Development
• Portfolio Management
• Cross Selling
• Banking
• Team Management