Amit Inarkar
Associate Vice President @Kotak Mahindra Bank
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WORK HISTORY
Associate Vice President @Kotak Mahindra Bank
Mumbai, IN
Leading the Merchant EMI business across online and offline channels for Kotak Credit Cards, along with driving Organic Credit Card Spends and Portfolio Offers on FullSwipe. My role focuses on building a high-impact spend ecosystem by combining affordability solutions with targeted engagement strategies to maximize customer value and portfolio growth.I work on enabling seamless EMI experiences at point-of-sale and e-commerce platforms while also scaling organic spends through curated offers, platform-led campaigns, and data-driven personalization. The objective is to drive higher card utilization, improve customer stickiness, and unlock incremental revenue streams.Key responsibilities:• Developing and managing EMI alliances with key merchants across e-commerce, retail, OEMs, insurance, and ed-tech ecosystems• Driving portfolio growth, profitability, and customer acquisition through targeted campaigns, EMI propositions, and FullSwipe-led spend offers• Owning and scaling organic credit card spend strategies through curated portfolio offers, merchant partnerships, and customer engagement initiatives• Collaborating with internal teams—marketing, risk, operations, analytics, and digital—for seamless execution and optimized customer journeys• Enhancing digital journeys, offer discoverability, and merchant integrations to improve conversion and customer experience• Monitoring performance metrics across EMI and spend portfolios, ensuring profitability, compliance, and sustainable growth.
EDUCATION
St. Josephs Boys' High School Khadki Alumni
SSC
MITSOM | MIT School of Management
Bachelor of Business Administration - BBA, Marketing/Marketing Management, General
The ICFAI University, Dehradun
Master of Business Administration - MBA, Marketing and Operations
ICFAI Business School
PGPM, Marketing and Operations
ABOUT AMIT INARKAR
Product Manager with 8 years of experience in the banking and fintech space, currently driving Affordability, Merchant EMI (MEMI), and Organic Credit Card Spends. I specialize in building scalable, customer-first solutions that enable smarter purchasing power for consumers — across online, point-of-sale.Passionate about solving real-world affordability problems using data, partnerships, and tech-led innovation. I work closely with merchants, OEMs, aggregators, and internal teams to design and scale EMI and spend-led engagement products that are frictionless, profitable, and deliver high-impact results. My experience spans portfolio strategy, GTM execution, risk alignment, digital UX, and P&L ownership.Looking to connect with professionals in product, lending, fintech, and partnerships who are building the next wave of affordability and embedded finance solutions.Let’s connect and explore synergies.
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