Amit B.
Credit Risk & Model Risk Professional | IFRS-9 (PD, LGD, EAD, ECL) | Model Governance & Portfolio Analytics | PySpark, Python, SQL, SAS
- Role
- Assistant Manager Risk at Paytm
- Location
- Gurugram, HR, IN
- LinkedIn followers
- 500 followers
About Amit B.
Credit Risk & Model Risk professional with 7+ years of experience across IFRS-9 credit modeling, portfolio risk analytics, and model governance in retail lending and digital finance. Hands-on expertise in PD, LGD, EAD, and ECL models, model monitoring, and validation. Strong background in working with Risk, Compliance, and Business teams to deliver scalable, compliant risk solutions. Skilled in Python, SAS, SQL, and PySpark.
Experience
Assistant Manager Risk
Mar 2022 — Present · Gurugram, IN
Work on credit risk analysis and model monitoring for retail and BNPL portfolios.2. Build and track collection and delinquency models used in day-to-day risk decisions.3. Monitor PD and portfolio trends to spot early risk signals.4. Support IFRS-9 ECL forecasting and portfolio reviews.5. Partner with business, policy, and compliance teams to keep models stable and well-governed.
Education
BML Munjal University
Master of Business Administration (MBA), Business Analytics
2016 — 2018
Raffles University
Bachelor of Technology (BTech), Electronics and Communications Engineering
2011 — 2014
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