Amit Agnihotri
Founder & CEO @ Mitram360 | Empowering Bharat\'s MSMEs with Phygital Solutions—Where Trust Meets Tech to Bridge the Credit Gap \"Real Bharat Real Solutions\"
- Role
- Founder & CEO at Mitram360
- Location
- Indore, MP, IN
- LinkedIn followers
- 500 followers
About Amit Agnihotri
Having spent over 16 years deeply embedded in India’s semi-urban and rural banking and…
Experience
Founder & CEO
Apr 2025 — Present · Indore, IN
Driving the ongoing strategic growth of a phygital lending tech aggregator for MSME business loans across Bharat.Continuously evolving India’s first hybrid (digital + on-ground) MSME credit aggregation model to meet Real Bharat’s dynamic documentation and risk profiles.Enhancing our data-led credit intelligence engine—combining alternate data, AI models, and localized risk scans—to replicate and surpass traditional credit officer capabilities.Scaling operational frameworks that reduce TAT, ensure cost-efficiency, and support deep penetration in underbanked regions.Building and expanding robust partnerships with lenders, NBFCs, digital runners, and ecosystem players to drive inclusive credit access across Tier 2/3/4 markets.
Education
ICFAI University
MS Finance ( Diploma in Business Finance), Finance and Financial Management Services
SDM Institute for Management Development
Master of Business Administration - MBA, Finance and Financial Management Services
Indian Institute of Banking & Finance (IIBF)
JAIIB & CAIIB Certification (Risk Management), Banking & Finance Risk Management
Devi Ahilya Vishwavidyalaya
Bachelor of Commerce - BCom, Commerce & Accounting
2002 — 2005
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