Ambuj Mishra

Branch Credit Manager @HDB Financial Services Ltd.

Latur, IN

Balancing the need to extend credit to customers with the company\'s cash flow requirements.Continuously improving credit processes, automation, and technology to enhance efficiency and accuracy.Making informed decisions about extending credit to customers, including approving, declining, or modifying credit terms.Monitor credit trends, evaluate credit reports, and implement strategies to mitigate risk.Efficient management of Credit TAT.Providing training to team members on credit policies, risk assessment, and collection techniques.Collaborating with legal teams in cases of bankruptcy, litigation, or other credit-related legal matters.Continuously monitor the credit performance of existing customers. Identify signs of financial distress early to take preventive measures.Regularly review the performance of the credit portfolio.

DR. AMBEDKAR INSTITUTE OF MANAGEMENT STUDIES AND RESEARCH

Master of Business Administration - MBA, Accounting and Finance