Amardeep Sengupta

Role: Credit Manager at HDFC Bank
Location: Tinsukia, IN
LinkedIn followers: 500 followers

Finance & AccountingView LinkedIn profile

About Amardeep Sengupta

Credit Manager with 13+ years of experience spanning credit underwriting, portfolio…

Experience

Credit Manager
HDFC Bank
Jan 2020 — Present · Dibrugarh, IN
Conduct creditworthiness assessments for commercial & tractor loans; underwrite per credit policy guidelines.• Manage portfolio quality; reduce delinquency via proactive monitoring and early-warning signals.• Ensure RBI and internal policy compliance across appraisal & loan processing workflows.• Lead SLI (JLG/SHG) underwriting to support rural credit growth & financial inclusion.• Collaborate with business teams to meet TAT, optimize risk-reward, and support expansion.Achievements: Silver Star Award (Mar 2023); WOW Cards (2022–2025); Highest No. of Files Underwritten (Dec 2021).

Skills

Cash Handling
Communication
Cash Register
Mobile Devices
Account Management
Team Building
Computer Proficiency
Customer Satisfaction
Software Updates

Contact information

Verified work emails, personal emails, and direct dials — unlocked in one click.

Work email
•••••@hdfc.bank.in
Personal email
•••••@•••••.com
Direct dial
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Current company

HDFC Bank

Banking · 216K employees · Mumbai, Maharashtra, India

HDFC Bank is India's largest private sector bank, offering a comprehensive range of financial products and services to our customer base of over 92 million. Our extensive distribution network of 8,919 branches and 21,031 ATMs across 3,836 cities and towns as of August 2024, reaches every corner of the country, making us accessible to millions. Promoted by Housing Development Finance Corporation (HDFC), India's leading housing finance company, HDFC Bank began operations in 1995 with a simple mission: to be a "World-class Indian Bank". With a single-minded focus on product leadership, customer focus and operational excellence, we have emerged as a leading player in all our business segments. We cater to individuals and businesses, offering a full range of innovative banking solutions including loans, payments, and wealth management. Our business solutions empower companies of all sizes, from MSMEs to large corporations, helping them grow with tailored banking services and financial tools. In 2023, the Bank merged with HDFC Ltd, combining our robust banking services with HDFC Ltd's legacy of leadership in housing finance. This merger enhances our ability to offer home loans and other financial services, ensuring seamless access for customers across urban and rural areas. As a socially responsible corporate citizen, we believe in banking with a purpose. Through our CSR initiative, Parivartan, we actively work to drive positive change across education, healthcare, skills training, and sustainable livelihoods impacting over 10 crore lives across the country. Our commitment to community impact is as strong as our dedication to delivering value to our stakeholders. As we expand, we continue to stay at the forefront of innovation, offering seamless digital banking experiences to enhance the lives of our customers. HDFC Bank prioritises the security of its systems and remains committed to maintaining the confidentiality of its customers' data. As a precaution

hdfc.bank.in

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