Aman Damani
SEG Credit analyst at Axis Bank
- Role
- Credit Analyst at Axis Bank
- Location
- Panipat, HR, IN
- LinkedIn followers
- 500 followers
About Aman Damani
Detail-oriented and results-driven Credit and Financial Analyst with 7 plus years of…
Experience
Credit Analyst
Aug 2022 — Present · Panipat, IN
1.Analyzed and underwrote credit proposals for working capital limits (Cash Credit/Overdraft), term loans, letter of credit, bank guarantees, export packing credits, LER, FCTL, and FCDL (both fund-based and non-fund-based products) handling proposals worth over INR 300 Crores annually. 2.Conducted end-to-end financial due diligence, including balance sheet reviews, cash flow projections, and ratio analysis, contributing to a 70%+ credit approval conversion rate. 3.Led client discussions to evaluate business models, assess operational risks, and validate market positioning, ensuring credit viability and zero slippages in sanctioned accounts. 4.Collaborated closely with Relationship and Risk teams to design optimal credit structures that balanced business growth with policy and risk compliance. Reduced credit processing time by 30% through workflow automation, improved coordination, and tighter TAT management. Strengthened internal controls and documentation standards, improving audit readiness and ensuring full compliance with RBI and internal guidelines.
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