Amal Raj R
Associate Vice President @IIFL Home Loans
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WORK HISTORY
Associate Vice President @IIFL Home Loans
Karnataka, IN
Monitoring and managing Home Loans, Loan Against Property, and Construction Finance ( Developer Finance ).
EDUCATION
James Cook University
Master of Business Administration - MBA, Business Administration
Indian Institute of Management, Lucknow
General Management Programme For Executive, Business Administration and Management, General
Mahatma Gandhi University
Bachelor of Commerce - BCom, Commerce
SKILLS
ABOUT AMAL RAJ R
Dynamic & Strategic Mortgage Leader | 18+ Years | B2B/B2C Lending | Developer Ecosystem | Portfolio Growth | Distribution Strategy | Prime, Emerging & Affordable HL and LAP | SME Lending I am a results-driven financial services professional with over 18 years of proven excellence in the mortgage and housing finance sector—specializing in B2B/B2C sales leadership, Zonal / Regional business operations, and channel development across India. Currently serving as Vice President – Distribution at Paisabazaar, I lead high-impact teams and strategic partnerships that fuel scalable growth and profitability. I’ve launched first-of-its-kind lending innovations such as DEMI (Design Your EMI), MY EMI, and EMI Holiday, which significantly improved customer acquisition and brand visibility. Successfully set up and scaled regional operations from the ground up, including full P&L ownership, across Metro, Tier 1 and emerging markets. Built powerful alliances with India’s top developers and banking institutions, securing preferred lending status and continuous business flow. Delivered consistent portfolio quality, yield optimization, and risk-balanced growth across multiple high-value geographies.With an executive education from IIM Lucknow and an MBA from James Cook University, Australia, I blend strategic vision with hands-on execution. I’m passionate about leading teams, driving innovation, and shaping the future of tech-enabled mortgage distribution in India.Let’s connect if you’re building forward-thinking mortgage solutions, exploring strategic alliances, or scaling distribution with performance-driven leadership.
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