Amal Kr
Conventional Live Underwriter
- Role
- Mortgage Underwriter at Moder
- Location
- Coimbatore, TN, IN
- LinkedIn followers
- 500 followers
Experience
Mortgage Underwriter
Jul 2024 — Present · IN
Experienced Conventional Mortgage Underwriter with expertise in live underwriting and applying the 4 Cs of underwriting (Credit, Capacity, Collateral, Capital) to ensure sound lending decisions. Skilled in analyzing complex income scenarios—including W-2, self-employed, variable, and non-taxable income—while maintaining compliance with Fannie Mae and Freddie Mac guidelines.Proficient in DTI/LTV calculations, risk layering, and collateral review, with a proven track record of accurate and timely loan decisions in high-volume environments. Recognized for strong decision-making, problem-solving, and attention to detail, as well as clear communication with processors, originators, and risk teams to drive loan quality and efficiency.
Education
Nehru Arts and Science College
Bachelor of Applied Science - BASc
2015 — 2018
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